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Three questions to ask before you refinance

With interest rates at record lows and competitive deals on offer, switching to a new loan or lender may be an appealing prospect, with the potential to make significant savings.

Since the Reserve Bank of Australia (RBA) began its latest round of rate cutting, lenders have been lowering mortgage interest rates across the board, with several now offering rates below the 3% mark.

But before you make the decision to refinance, there are a number of areas to consider. Here we cover off some questions you should ask before making the switch.

Will I be better off in the long run?

Read MoreThree questions to ask before you refinance

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