Buying

Whether you are a first home buyer, moving house or building your property portfolio our Resifin Home Loan experts are here to help you every step of the way.

With expertise & years of experience we can answer any questions and help guide you through the maze of solicitors, lenders and agents .
Our goal is always to ensure we find you the best possible loan to suit your individual financial situation which means having an open discussion about living expenses, credit reports and current debts so we accurately calculate your realistic borrowing capacity.
This ensures you find a flexible home loan solution with a low interest rate that suits your lifestyle and won’t get you into debt later down the track!

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Frequently Asked Questions

+ How much can I afford to borrow?

Your borrowing power depends on your unique financial situation. This includes your current/future income, living expenses & current debts. During your initial consultation our Resifin Home Loan experts will be able to give you a realistic estimate of your borrowing power.

This estimate always take into consideration that interest rates or your personal circumstances could change in the future, so always includes some breathing room meaning you're taken care of in the future too.

+ What type of home loan is right for me?

Home loans come with all different options and features from variable to fixed interest and offset accounts to redraw facilities. These can offer flexibility and/or let you pay off your loan faster but can also make the whole process more confusing!

Choosing which home loan is right can be an arduous process with over 600+ products to choose from, which is why working with a mortgage broker can take the pressure off. Not only can we guide you through all your different options but we also have the knowledge and expertise to help you choose the correct home loan.

+ Can I take advantage of first homeowner grants and concessions?

There are two popular grants in WA if your are a first home owner:

First Home Owners Grant valued at $10,000
Home Buyers Assistant Account valued at $2000

Buyers purchasing established homes may also be eligible for savings on stamp duty.

Eligibility for all of these vary, however, your Resifin Home Loans expert will be able to tell you exactly which grants and concessions you are eligible for based on your property goals, budget and purchasing location.

+ What are the other buying costs I need to be aware of?

Some costs that are often forgotten or not considered when people first start looking at purchasing a home include: building inspection fees, legal fees, stamp duty and insurance costs.

+ How does the application process work?

Here at Resifin we process your application for you meaning you get to sit back and rest easy, knowing your application has been completed by an experienced professional.

The best part - our service is completely free as we are paid by the lender, not you!

What Our Clients Are Saying

Testimonials

“Keith is very personable, professional and knowledgeable mortgage broker. Should I require another home loan, I certainly won’t hesitate to contact Keith. His attention to detail and follow up is excellent. I will definitely be recommending friends to phone Keith when I hear my friends say they are looking at purchasing a property.”

– Lydia

“As a first home buyer and completely foreign to the pre-approval, mortgage, and settlement process Keith has been an invaluable wealth of support and knowledge through the entire home loan process. Keith and Resifin Home Loans made a daunting undertaking much more manageable by providing great communication, financial advice, and solutions for my situation that went above and beyond expectations. I couldn’t recommend Keith enough to anyone looking for solid and supportive financial and home loan guidance that you will have complete confidence in.”

– Ben

“Keith made the purchase of my new home a truly seamless experience. From my first consultation to signing the approved home loan documents his professionalism, approach-ability and friendliness put me at ease during a very stressful time. He went the extra step to ensure I was kept informed and all deadlines were met. I would highly recommend Keith to anyone.”

– Jenny

“Keith is reliable, trustworthy and easy to work with. I have no hesitation in recommending his services to anyone looking for finance or refinance options. He will return your call immediately and no question is too hard. The best way to describe Resifin is you get old school service, the latest technology and Keith's genuine interest will mean you get the best rates. There is a reason every rating is five stars. If there were six stars, I would have chosen that!”

– Jo

“Keith has been professional, knowledgeable, organised and efficient. Buying a family home can be stressful but having Keith on board made things much easier.”

– Les & Julie

“Keith is a professional. He made the whole process so very easy for me…. which is just what I wanted. Nothing was an issue and he promptly responded to all my queries. Thank you for providing excellent and very personal service.”

– Terri

“Keith did a fantastic job in arranging the finance for our Holiday/Investment Property. We found Keith very personable & professional. We would have no hesitation recommending Keith to family and friends.”

– Greg & Gemma

“Keith has been a valuable guide throughout the home loan process. He is accommodating and is a great communicator. We have been very happy with Keith and Resifin Home Loans.”

– Saan

“Keith is an extremely conscientious and careful broker. Have always admired the way he comes across and his support in helping others manage their mortgages and housing financing. Would not bother going to anyone else.”

– Luke

“Right from day one, Keith was open and honest about finding us the right mortgage offer. He is extremely knowledgeable and gave us a huge amount of advice throughout the whole process. We can't thank Keith enough for making our journey as smooth as it was.”

– Chloe & Macaulay

“For over thirteen years Keith Begley has assisted us with all our financial needs: from a first time buyers loan to purchasing rental properties and refinancing to get the best deal available. In each case Keith has demonstrated a depth of knowledge coupled with an open, can-do approach.”

– Phil & Anna

“My experience with Keith was outstanding. He is entirely trustworthy and explains the details in favour of his client with options for saving. My Home loan process was made seamless by Keith with his professional approach and his vast market knowledge. If I had to buy another house, my first choice would be Resifin.”

– Girish